Starting at $899
Get funding-ready — even if your credit isn’t there yet
If your score is strong, we prep you for a business loan or line of credit. If it isn’t, we start with a credit-build plan so you don’t apply only to get declined.
What’s included
- Credit readiness assessment — honest read on whether you can apply now
- Guidance on how to qualify for a business loan or line of credit
- Business plan financials review
- Loan and line-of-credit application preparation
- How lenders look at your file
- How to present your business clearly to banks and credit unions
- Credit-build option if your score is not lender-ready yet
- Step-by-step plan to strengthen personal and business credit
- What to pay, what to dispute, and what tradelines to add — without gimmicks
- When to stop building and actually apply
Option
Apply for funding
Your credit and file are in range. We get you ready for a business loan or line of credit.
- Credit and file review
- Financials that lenders can read
- Application prep for a loan or line of credit
Option
Build credit first
Your score isn’t there yet. We map a credit-build plan so you can apply later without wasting a hard pull.
- Honest score and report review
- Pay-down and reporting habits that actually move a score
- Business credit basics (EIN, vendor accounts, on-time history)
- A timeline for when you are ready to apply
We will not push a loan application if your credit will get you declined. In that case we start with credit building, then come back to the loan.
Best for: Owners who need capital — whether the file is lender-ready or the credit still needs work.